Cortex BI
AI Intelligence for
Banking Relationship Managers
Give your RMs instant, data-driven intelligence — before every client meeting, every portfolio review, every risk conversation.
Prepare Smarter
Walk into every meeting ready
Monitor Proactively
Track portfolio health in real time
Spot Opportunities
Uncover cross-sell and upsell signals
Manage Risk Early
Identify risks before they escalate
client Acme Pvt Ltd
Portfolio Summary - Acme Pvt Ltd
| Metric | Value |
|---|---|
| Total Relationship Balance | ₹ 2,48,50,000 |
| Total Loans Outstanding | ₹ 1,75,00,000 |
| Total Deposits | ₹ 1,20,35,000 |
| Current Account Balance | ₹ 25,60,000 |
| Overdue Amount | ₹ 3,25,000 |
| NPL Ratio | 1.32% |
| Utilization % | 68.4% |
| No. of Accounts | 6 |
Financial Analysis
Acme Pvt Ltd has a strong overall relationship with the bank. Loan utilization is at a healthy 68.4%. NPL ratio is within acceptable limits. The company maintains healthy deposit balances. Consider cross-sell of cash management and trade finance solutions.
SQL Generated
SELECT * FROM portfolio_summary
WHERE client_name = 'Acme Pvt Ltd';
Connects to your core banking database
THE PROBLEM — WHAT RMs FACE TODAY
Relationship Managers are your bank's most valuable client-facing resource. Yet they spend a disproportionate amount of time chasing data instead of building relationships.
1. Meeting preparation takes hours.
Before a client visit, RMs manually pull account summaries, loan balances, and transaction histories from multiple systems — often the night before, often incomplete.
2. Every ad-hoc data request goes through IT.
Need to know which clients are nearing their credit limit? That's a ticket. Need top clients by deposit growth this quarter? Another ticket. Days pass. Opportunities pass with them.
3. Cross-sell signals go unnoticed.
Valuable signals — a client's growing cash balance, a sudden spike in outward transfers, a loan nearing maturity — are buried in data that RMs never see until it is too late.
4. Risk monitoring is reactive.
NPL ratios and overdue accounts surface in monthly reports, not real time dashboards. By the time an RM is aware, the window to intervene has often closed.
WHAT CORTEX BI DOES
Cortex BI connects directly to your core banking database — MySQL, PostgreSQL, or MSSQL — and gives every RM a conversational AI interface to query their portfolio data in plain English. The AI classifies the question, generates precise SQL, executes it live against your database, and returns a data table plus a written financial analysis.
Every query is transparent: the SQL is always shown, reviewable, and auditable.
1. Ask in
Plain English
RMs ask questions naturally.
2. AI Understands
& Classifies
The AI understands intent and context.
3. SQL Generated
Automatically
Precise SQL is created in real time.
4. Executes on
Live Data
Runs on your core banking database.
5. Results + AI
Financial Analysis
Get data tables plus expert analysis.
KEY CAPABILITIES FOR RELATIONSHIP MANAGERS
1. Meeting Preparation Intelligence
Get a full portfolio summary — account balances, loan status, recent transactions, product holdings — in seconds, not hours.
2. Portfolio Health Monitoring
Track NPL ratios, overdue accounts, credit utilization, and loan-to-deposit ratios across your entire book of business.
3. Cross-Sell and Upsell Signal Detections
Identify clients with untapped potential and right-time opportunities hidden in transaction behavior.
4. Natural Language Queries — No SQL Required
Ask the way you think. Cortex BI handles the complexity.
5. AI-Generated Financial Narrative
Turn rows of numbers into decisions and talking points you can use with confidence.
Smarter insights. Stronger relationships. Better outcomes.
Cortex BI puts the power of your data in your hands.